Wednesday, September 18, 2024

A Complete Guide Of Griha Pravesh Rituals Every Hindu Needs To Know


It also serves several functions to facilitate the religious ceremony. It is a place where individuals go to seek blessings from the Lord so that their family can thrive in their new home. It also functions as a ceremony of opposing the blessings, removing the ill energies from the area and welcoming good energies into the home. In this rite of passage, which takes place on a Panchang day, a Hindu day of worship designated by a priest, homeowners pray for the Lord's blessings to be bestowed upon their new home. The purpose of this post is to explore the tips and significance of Griha Pravesha and the house-warming ritual.

 

Plan Your Graha Pravesh Puja


Step 1: Choose an auspicious date


Griha Pravesh Puja, the first step towards a happy and prosperous life in the new home, should be conducted on an appropriate date. Furthermore, it may be required to consult a priest or refer to the panchang (Moon Tables) to identify the best date and time for the ritual (muhurta). Such people consider the location of stars in astrology to choose days that are favourable for the zodiac sign and the fortunate star, or nakshatra, to ensure that the planet has a greater effect over new events.

The first month of the Hindu calendar, Vaisakha (April-May), the eleventh month, Magha (January-February), the fourth month, Jyeshta (May-June), and the thirteenth month, Phalguna (February-March), are considered auspicious for Griha Pravesh. On the other hand, one should avoid travelling to locations during Bhadrapada, which occurs in August and September, or Paush, which occurs in December and January, because these have astrological significance.

Other useful criteria for selecting an appropriate date are Shukra Tara Asta and Guru Tara Asta, which refer to the times of Venus and Jupiter transit on distinct calendar days. These times are considered unlucky for carrying out tasks or engaging in activities such as Griha Pravesh. The majority of Asian cultures believe in omens, and any family looking to avoid a poor omen while moving into a new home should consult a priest or utilise a panchang to choose an auspicious date.


Step 2: Preparing the house


To be ready to welcome the divine into your new house, you must first prepare the setting. Moving around the home, sweeping and cleaning it, or dusting is thought to remove all filth and clutter and provide a conducive environment for the puja. However, to increase the charming luck factor, it may be beneficial to follow the norms of Vastu Shastra, the Indian science of construction.

Vastu, for example, believes that precise techniques must be followed when putting furniture and other entities within the home in order to enable the free flow of positive energy throughout the complex. More recommendations from a Vastu specialist or some fundamental preparations, such as reorienting the puja location, may improve the ceremony's effectiveness.


Step 3: Puja Samagri—The Sacred Essentials


To properly execute the Griha Pravesh puja, here is a list of the goods needed immediately after moving into the new home. Here's a checklist of crucial items to include: Here's a checklist of crucial items to include:


  • Kalash, a container ornamented with mango leaves and a coconut, represents purity and riches.

  • Images or statues of Lord Ganesha, the goddess of clearing barriers, and Goddess Lakshmi, the goddess of prosperity, are utilised. If you are planning an elaborate event, you may also want to place Navagraha statues, which represent the nine planets.

  • A flat metal plate, known as a puja thali, is put in the centre and used to organise puja offerings.

  • Burning incense sticks, also known as agarbatti and dhoop, creates a quiet and spiritual atmosphere.

  • A diya is a tiny pot filled with ghee or oil that is used for lighting, purification rituals, and offerings to the gods. Add wicks to the lamp.

  • Vermilion, commonly known as kumkum, is used to embellish idols and puja thalis.

  • varied cultures have varied ways of cooking staples, but one of the most frequent is uncooked rice grains with mantras written on them to represent prosperity and happiness.

  • You could also ask for fruits, flowers, sweets, betel leaves, or anything else that appeals to you or is acceptable in your community.

Griha Pravesha Ceremony


Step 4: Welcoming

 

This is possibly the best and most enthusiastic method to make a spectacular entry that represents a happy occasion. A culturally significant and newly prepared floor hanging known as toran of pale green recently plucked mango leaves and golden yellow new marigolds rests above the threshold to bring in prosperity and greet visitors. Traditions begin at the doorstep; the gateway method included as part of the interior dcor eliminates the misfortune of shattering a coconut at the door. As long as it is intimately tied to cultural behaviours,

This act serves as a ritual cleansing of a home and the removal of any obstacles to living a prosperous life in the new residence. This welcome represents an open door and the infusion of positive energy and blessings into every corner of your treasured home.


Step 5: The Puja


The puja ceremony remains the central Grha Pravesh, an important religious ritual for seeking God's blessings on the new dwelling. It begins with a prayer to Lord Ganesha for success in all parts of life and the removal of any obstacles to a smooth course of life. Prayers are then made to Goddess Lakshmi, the Hindu goddess of wealth and success, to bring her positive energy into the dwelling.

The priest and his aides sing ancient Sanskrit incantations with calm authority and intensity. Flowers, incense sticks, lamps, and diya are all examples of offerings done with great trust. Every single object is significant, as they create the stage for the gods to come down.

 

Sometimes a Holy Fire Immolation or Havan ceremony is presided over, during which ghee, herbs, and sacred wood are set on fire. Sacrifice rises in the shape of smoke, carrying prayers and wishes to the sky, beautifying the surroundings, and driving negativity away. This custom was utilised to remove any negative energy from the home, making it a sanctuary of happiness and serenity.

 

Puja concludes with the blessing, or Prasad, being distributed to everyone as an offering from the gods to the devotees.


Step 6: Entering the home

The ceremonies culminate in the settling into a new home. It is traditional to enter the house with the right foot. This is a positive start. That is why this ceremonial first step is so important. It's a time when you feel like you're alone in the world. Joy, yearning, and divine intervention are also featured in the new home. This moment is significant because the present is embraced and the darkness of the past is replaced with the optimism and happiness of the future in this location.

 

Step 7: Additional Pujas


Some people prepare food to offer to the Vastu Purusha, the energy that lives in the house, and have a Vastu Shanti puja conducted. This ceremony strives to maintain order and balance within the boundaries of the sacred place.


Birthdays only come once a year, so now is the greatest time to share some delectable sweets! Some of the goods include sharing sweets such as laddus, barfis, or pedas in the new home, as sweet beginnings are said to bring good fortune.

 

There is a tradition that after the puja rites, many people plan a house-warming party. A home blessing is one such tradition in which friends and family gather to bless the home and celebrate a fresh beginning with a joyful feast.

 

Step 8: Maintaining a Positive Aura


What was once a good luck charm to ward off evil spirits has evolved into a deeper meaning emphasising the importance of protecting the sanctity of the house. Maintaining cleanliness in the home translates into freedom from unnecessary energy constraints, which is essential for maintaining cleanliness.


A house is more than simply walls and roofs; it is a place where people create memories together and express their affection for one another. This entails continuing the notion of building calm situations and learning to embrace one another as members of the same family, which is invaluable.

 

Before the house's rites, it is more than just a physical structure; it is infused with the Sanctum themselves, beginning with the sacred artefacts and fabric sanctified through direct invocation of the Sanctum.


Through these traditions, the pleasant energy purposely nurtured and brought during the period of Griha Pravesh and Griha Gauram, or house-warming, continues to thrive throughout the generation.

 

Wednesday, September 11, 2024

Understanding Home Loans for Under-Construction Properties


You've found your ideal home: it's roomy, conveniently located, and meets all of your criteria. However, there is one catch: it is currently under development. Disappointed? Do not be! While it may not be ready for move-in, that should not prevent you from owning your ideal space.

There are house loans designed specifically for under-construction properties to assist you make your dreams a reality. Let's look at the benefits of different loans so you can make an informed decision about financing your future house.

 

Understanding Under Construction Properties


An under-construction property is a real estate project that is still being built and has yet to be given over to buyers. When a person invests in such a property, they are wagering on owning a house once the development is completed.

 

Now, let's look at the concept of a home loan for an under-construction residence. Unlike traditional house loans for ready-to-move-in residences, these loans are specifically tailored for those that are actively in development.

 

They stand out for their unique disbursement approach, in which loan funds are released in stages based on the progress of the property. This phased distribution has an impact on Equated Monthly Installment (EMI) computations and repayments, making it a crucial consideration for prospective borrowers.


Features and Advantages of Home Loans for Under-Construction Properties


When considering a house loan for an under-construction property, it is critical to understand the specific features and benefits of this form of financing. Here are some benefits you might expect when applying for a house loan for an under-construction property.

 

Affordable EMIs


One of the key advantages of a home loan for under-construction property is that the EMIs are affordable. Typically, once the loan is approved, the lender disburses the funds in installments based on the construction progress. The interest rate is only applied to the amount disbursed, resulting in lower EMIs during the early stages of development. This can also help you manage your budget more effectively and decrease the financial load during the initial phases of your investment.


Convenient interest payments


Another notable characteristic of a home loan for an under-construction property is the flexible interest payment schedule. Because you are taking out a loan for a property that is still under construction, you will only be responsible for the interest until you gain possession. This is referred to as prior period interest (PPI). When you acquire possession, the principal amount becomes payable, and your EMIs will comprise both the interest and principal components.

 

Flexible repayment terms


Lenders typically provide flexible repayment periods for home loans for under-construction properties. These loans normally have a payback term of up to 30 years, giving you plenty of time to pay it off comfortably. However, it's vital to understand that the lender will consider certain characteristics, such as your age,Before granting the maximum repayment term.


Competitive Interest Rates


Home loans for under-construction properties can have favourable interest rates, which are typically lower than ready-to-move-in housing loans. This can result in significant savings over the loan's term. Maintaining a strong credit score increases your chances of getting an even lower interest rate, making your investment more financially viable.

 

Key Factors for Under-Construction Property Home Loans


Under-construction home loans demand a deliberate strategy. When dealing with builders, negotiation is vital. The capacity to negotiate the property price has a significant impact on the total loan amount and, therefore, interest payments. Here are a few additional suggestions to assist you speed the process of securing a home loan for under-construction property:


Do your research


Before committing to an under-construction property, extensively investigate the area property values and compare them to the builder's proposed price. This will help you assess whether the investment is profitable and worthwhile. Furthermore, you should carefully research and comprehend the terms and conditions of the property transaction to avoid any surprises or hidden stipulations.

 

Once you've determined the property's valuation and the terms of the transaction, you should calculate the finances you can contribute and the amount you'll need to borrow for a home loan. This calculator can help you arrange your finances more successfully and avoid exceeding your budget.


Check the Builder's Commencement Certificate


As a prospective property buyer, you must take caution and scrutinise the builder's legal papers, particularly the Commencement Certificate. This certificate certifies that the builder has secured all essential approvals from the relevant authorities to begin construction on the project.

 

Possessing a copy of the Commencement Certificate can considerably increase your chances of obtaining a home loan for an under-construction property, as lenders often require this document as proof of the project's validity and legal compliance.


Negotiate the Property's Price


Once you've confirmed the legal features of the under-construction project, it's best to negotiate the property's pricing with the contractor. To negotiate a better deal, consider aspects such as the property's future resale value, accessibility to facilities, and any unique selling characteristics.

 

By negotiating a lower price, you may be able to reduce the amount of home loan you'll need to take out, resulting in cheaper monthly installments. This can lower the total financial strain and boost the property's affordability.

 

Keep track of the construction progress


After obtaining a home loan for an under-construction property, it is critical to track its progress. Maintain continuous communication with the builder and home loan provider throughout the construction process.

 

This will allow you to ensure that loan disbursements are made on time and in accordance with building progress. If you observe any delays or irregularities in the building timeline, you can immediately urge the lender to suspend further disbursements until the concerns are remedied. Furthermore, remaining informed and participating during the construction process can assist reduce potential hazards and keep your investment on track.

 

Tax Benefits


The Indian government provides tax breaks when repaying a house loan for an under-construction property. Section 80C of the Income Tax Act, 1961 allows a maximum tax deduction of ₹1.5 lakhs on the principal amount, provided the residential property is not sold within 5 years of possession. Section 24B of the Income Tax Act, 1961 allows for a deduction of up to ₹2 lakhs for interest paid on home loan EMIs during the year.

 

Claiming these tax breaks might help you reduce your overall tax burden and make repaying your house loan for an under-construction property more reasonable. Also, contact with an expert or financial advisor to understand the eligibility requirements and guarantee that you take full advantage of these tax breaks.

 

Common Pitfalls To Avoid


While obtaining a home loan for an under-construction property might be a sound investment option, there are numerous common dangers that you should be aware of and avoid, including:

 

Choosing the wrong builder


Choosing a trustworthy builder is as crucial as obtaining the appropriate house finance for under-construction property. Borrowers frequently neglect the necessity of working with a reputable and professional builder, which leads to project delays, cost overruns, and lender difficulties. To reduce this risk, conduct extensive study and consultations with multiple builders. Check their track records of accomplishment, references, and credentials to ensure a successful collaboration.

 

Insufficient Financial Planning


Building a home is a significant financial commitment, and lenders carefully consider your financial situation. Many applicants underestimate the total cost of construction or fail to account for additional expenses, resulting in a budget gap. To prevent this problem, develop a detailed budget that includes construction costs, contingency reserves, permits, and other potential charges.

 

Incomplete documentation


A home building loan application involves substantial documentation, and many borrowers fail to present all of the required papers. This delay can result in missed deadlines, decreasing your chances of receiving approval. To avoid making this error, gather all necessary documents for the construction loan, such as income statements, proof of employment, tax records, and construction plans, well in advance to ensure a smooth application procedure.


Not reviewing the credit report and score


Your creditworthiness plays a significant role in obtaining a house loan for an under-construction property. Before submitting your application, carefully verify your credit report for mistakes and contest any errors. If your credit score has to be improved, put forth the effort to do so by paying off bills and resolving any lingering concerns.


Not understanding loan terms


The terms and conditions of a house loan for an under-construction property might be complex, jeopardizing your financial stability if missed. You must grasp interest rates, repayment terms, draw schedules, and penalties for delays or defaults. If any details are unclear, request clarification from the lender to avoid unpleasant surprises. You can also study articles and resources to better comprehend the many terminologies related to house loans.


Changing Financial Situation During Construction


Some people make the mistake of changing their financial status during construction, such as incurring new debt or changing employment. Lenders check financial soundness throughout the process, and any significant changes may endanger loan approval. To avoid this, keep your financial situation stable and avoid making large financial decisions until the loan is granted and the home development is completed.

Thursday, September 5, 2024

Mahagun My Laagoon Phase 1 | Sector 12 Greater Noida West | 3/4BHK Flats


Mahagun My Laagoon is the newest treasure in the heart of Sector 12 Noida Extension. This new launch project redefines luxury living with beautifully built three and four-bedroom apartments that provide unrivaled comfort and sophistication. Mahagun My Laagoon, located in one of Noida Extension's most desirable areas, mixes modern architecture with a plethora of high-end amenities to provide an amazing living experience.

Each flat in Mahagun My Laagoon exemplifies elegance and functionality, with spacious layouts and high-quality finishes. The 3 and 4 BHK units are meticulously built to meet the different demands of families, with plenty of living space, huge windows for natural light, and modern fixtures that add to the overall appeal. The project is designed to provide a balance of contemporary design and functionality, ensuring that every element contributes to a peaceful and luxurious existence.

The Mahagun Group launched Mahagun My Laagoon, a residential project in Sector 12 of Greater Noida West. The Mahagun Group is well-known for its real estate development projects, and this one is part of their residential portfolio.

The complex often includes modern amenities, landscaped surroundings, and a variety of flat designs tailored to different family sizes and preferences. If you're interested in this property, you should visit the website or contact the developers directly to get the most up-to-date information on cost, availability, and specific amenities.

7 Horses Painting as Per Vastu: Importance, Meaning, Directions & Tip


Decorating your home requires exhibiting creativity and elegance, and paintings have always been a popular choice. From prehistoric times to the present, people have used art to enrich their houses. Creating a fashionable and Vastu-compliant home is very popular, since it provides both aesthetic appeal and potential Vastu benefits. Discover the meaning of the 7 running horses painting in Vastu and how to use it effectively with these Vastu recommendations for improving your living environment.

 

The Significance of 7 Horses Painting according to Vastu 

 

Horses are synonymous with power, valour, hard labour, resilience, courage, and other strong and amiable attributes. Horses have a crucial role in ancient mythology, and their loving temperament makes them ideal companions. A rushing horse Vastu represents power and success, traits that many people strive to.

 

Vastu recommends hanging a painting of seven rushing horses in your home for good luck, success, and power. Hanging this picture according to Vastu principles is regarded highly auspicious for growth and good fortune. When positioned in the ideal 7 running horse painting Vastu direction, it has the potential to repel negative energy and infuse your room with rich, pleasant energy.

 

7 Horse Photo Frame Vastu Reasoning


Although the significance of running horse paintings in homes has already been discussed, there are some more reasons why you should have a galloping horse painting in your home:

 

According to Vasta Shastra, having a 7-horse painting in your home ensures your ability to satisfy your financial obligations.

Horses' significance is determined by placement because they were historically a common mode of transportation, and Venus is also a horse emblem.

Horse sceneries vastu explains the significance of the many colours used in horse paintings. Mars is depicted on a red background. It is thought to improve self-esteem and confidence. Saturn is associated with the hue blue, which promotes harmony. 

 

Horses signify Venus, the planet that brings happiness to your loved ones.

Horses in motion are symbolic of speed. You can hang it on the east wall of your home, office, or lodge, depending on where you want to observe activity unfold.

Horses are also seen as symbols of speed, boldness, and tenacity in Feng Shui. A beautiful pattern of eight galloping horses is intended to bring prosperity and wealth into the home. Eight running horses represent the following: career, marriage, health, children, personal development, recognition, education, and happiness.

 

Seven Horses Painting Direction in Home According to Vastu for Growth and Stability in Life 

7 Horse Wallpaper Vastu symbolises growth and the ability to tackle any condition in life. Vastu Shastra advises seven running horse Vastu directions to ensure that the paintings reflect your taste and are in harmony with the home. Depending on the direction, the 7-horse picture frame Vastu is related with several luck-bringing variables. Let us look at how the placement of seven running horses in the Vastu direction impacts the occupants.

 

7 horses wallpaper Vastu represents progress and the ability to tackle any condition in life. 

 

Vastu Shastra advises seven running horse Vastu directions to ensure that the paintings reflect your taste and are appropriate with the home. Depending on the direction, the seven-horse photoframe Vastu is related with a variety of luck-bringing aspects. Let us see at how the location of a specific 7 running horses running Vastu direction in the home impacts the residents.

Direction as per Vastu 

Effect of the seven horses painting in the direction

South

Fame and Success

North

Prosperity

East

Growth

 

7 horses painting Vastu is related with a variety of elements depending on its placement. According to Vastu, placing seven-horse representations in the south direction is related with renown and fortune. Similarly, a north-placed 7 horse painting Vastu direction in the home suggests prosperity, whilst an East-placed Vastu horse direction in the home represents professional progress.

 

Seven Running Horse Vastu: The Best Room to Place. Vastu has seven images of white horses.

 

Although we have already discussed the significance of Vastu's lucky seven horses and the best 7 horse Vastu direction in the home for installation, here are some more reasons to consider purchasing a 7-horse artwork.

 

The seven horse paintings with sunrise represent speed. Hanging in your room, office, or any other space in the east direction or on a wall, the 7 horse painting with dawn benefits from providing speed to any stalled activity and aids in its progression.

Horses were utilised for transportation not long ago. It is a direct emblem of the Goddess Venus, hence placing a Vastu image with seven horses is regarded highly auspicious.

A 7-running horse artwork Vastu also represents significant financial rewards. 

 

Points to Consider When Placing Running Horse Images in Vastu 

When deciding to display a painting of seven running horses in your home, consider the following:


  • Choose a running horse background Vastu with calm expressions. Never choose a 7-running horse Vastu painting with a violent appearance. While seven white horses galloping Vastu with a serene look might bring prosperity and good luck, a 7-horse picture with a hostile attitude is considered a bad omen according to Vastu.


  • Choose seven white horse photos, Vastu. The color white represents calm and tranquillity while also encouraging prosperity and growth. White is thought to be the greatest hue for painting 7 running horses in Vastu.


  • In residence, hang the painting in the specified 7-horse Vastu direction alone. According to Vastu, hanging the 7 Running Horses artwork in the wrong direction can have negative results. 


  • Select a positive background with bright settings. When installing a Vastu-compliant 7 running horse painting, avoid using a dull background.


  • Consider your particular reaction to the 7 running horse picture. If it doesn't impress, make you happy, or motivate you, don't buy it.


  • The bedroom is not regarded an excellent location for a running horse artwork. Vastu also advises against displaying the painting in the bathroom, study, main entrance or pooja room.


  • Make sure the horses are evenly orientated in the painting and running on the ground. Vastu warns against displaying an artwork of seven horses running across water. 


  • The horses should be depicted completely; if they are not, consider purchasing a different painting.


  • If you are battling with low self-esteem, Vastu recommends a painting of seven running horses on a red background.


  • If you're looking for serenity and harmony, a blue background is a good option.


  • Make sure the painting's size matches the size of your room.


  • Use a Vastu-compliant material, such as wood or canvas. Avoid hanging a painting created with paper as the material.


  • According to Vastu, hanging an artwork of seven rushing horses is highly auspicious. It is related with financial stability, growth, harmony, and serenity. 

Which Room Should You Place Your 7 Horse Painting at Home?


According to Vastu, the 7 Horse Painting is best positioned in the North or North-West direction of your home or office. This direction is associated with Kuber, the Lord of Wealth and Prosperity, and is said to improve financial stability and success. Hanging the picture in this strategic area is thought to bring prosperity, success, and positive energy into your life. However, for maximum Vastu benefits, the painting must be positioned at eye level and not too high or low.

 

The Best 7 Horse Painting Vastu Direction in an Office 


Vastu suggests that persons striving for prosperity at work put seven running horse paintings on the premises. The south wall is thought to be the ideal 7-horse Vastu direction in the office. To achieve the best outcomes, it is critical to follow the Vastu Shastra principles and understand the 7 running horse painting vastu direction in the office.


Seven Horses of Sunrise Vastu Significance 


According to Vastu, a painting of seven running horses against a sunrise background is extremely auspicious. The benefits of the seven running horses painting, paired with the rising sun background, represent a positive turn and bring a lot of positivity into the surroundings. The Vastu picture of seven white horses running is also artistically beautiful. For optimal results, try placing this in your living room. 


Can I place a painting of seven running horses in my bedroom according to Vastu? 


Vastu shastra advises against displaying a seven-running horse painting in the bedroom. The same holds true for a pooja room, study, bathroom and toilet. Placing the seven-running horse Vastu painting in these rooms is considered particularly inauspicious since it can bring bad luck and negative energy into the surrounding area.

How Can Bricksnwall Help?

It is regarded quite lucky to install a 7 Running Horses Painting Vastu. Make sure to follow the criteria for placing and 7 horse Vastu direction in the home. The 7 rushing horses Vastu artwork is an excellent way to brighten up your décor and add a beautiful, exciting touch to any room.

If you are seeking for innovative, Vastu-compliant interior designs, contact the design specialists at Bricksnwall.com. Our top-tier professionals promise that all projects will be completed on time and to the highest standards of client satisfaction. Why wait any longer! Please inquire on any of your real estate needs, and our executive staff will contact you shortly. 

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