10 Safest Cities in India 2024 to Live By NCRB

The safest cities are those with less crime in every way. And the crime rate will also fall over time. Read this article to learn about the 10 safest cities in India for women with the safest place to live.

Kolkata 

Kolkata tops India's safest city for the second time in a row.

This city has also proved to be one of the safest cities in India for women. The government has also launched a safe city project for women and children under the Nirbhaya Foundation.

Due to its safety and vibrant culture, Kolkata has been called the 'City of Joy'.

Safest Places to Live 

Behala, Park Street, Alipore, Dum Dum, Golf Green, Salt Lake City, Garia etc are some of the safest places to live in Kolkata for women. 

Pune  

This city is located on the west coast of India. Pune is a city known for IT professionals and non-technical workforce.

Aga Khan Palace is another attraction in Pune.

Safest Places to Live

Koregaon Park, Bibwewadi, Osho Ashram, Kalyani Nagar, Hinjawadi, Magarpatti, Wagholi etc are the safest places in Pune.

These locations also have easy access to services.

Hyderabad

This city is a technology hub and it helps attract IT workers. Hyderabad's infrastructure is a benchmark for other cities.

Urban planning in Hyderabad proved to be a safer journey. And a good public transport connection is an added advantage for citizens.

Hyderabad has another name "City of Pearls". This nickname came from its hidden treasures.

Safest Places to Live

Banjara Hills, Kondapur, and Kukatpally are the safest places to live for Hyderabad residents.

Uppal, Dilsukhnagar, and Miyapur are the safest places for women to live.

Mumbai

This famous city is one of the famous industrial centers of India.

Mumbai is one of the richest cities in India. Another name of this city is "City of Dreams".

Despite being the largest and most famous metropolis, Mumbai has a low crime rate.

Safest places to live

Sources explained that Vile Parle, Andheri, and Thane are the most popular places for women to live. Because these are excellent areas with up-to-date security infrastructure.

If your budget is limited, Navi Mumbai and Mulund are the best recommendations for safe living.

Malabar Hill, Bandra Bandstand, Hiranandani, Powai, Bandra, Pali Hill, etc. are the safest places in this city.

Surat

Surat's lowest crime rate and the best security services make it one of the best urban cities.

All over the world, this city is known as Diamond City. According to recent reports, Surat is one of the cleanest cities in India.

From daily grocery shopping to workplaces, malls to hospitals, everything is at your fingertips to make it one of the safest cities in India for women.

Safest Places to Live in

Vesu, Jeevkar Nagar, Pal, Palanpur etc are some of the best options to live in Surat city. And they are also the safest places for women.

Established public transport services are an additional advantage for the residents of these places. 

Ahmedabad

Last years. Ahmedabad experienced rapid industrialization. Ahmedabad textile industry has established its presence in the Indian market.

Safer residential areas

Bhopal, Prahlad Nagar, Satellite, Bodakdev, Gota, Mani Nagar, Thaltej, etc are some established residential areas in Ahmedabad.

Chennai

This city has modern infrastructure facilities for the residents. This includes higher education from medical facilities to luxury residences.

This city has proven to be one of the safest cities in India.

Safest Residences

Madipakkam, Medavakkam, Porur, Velachery, Adyar etc. are the most popular residences in Chennai..

Tirupati

This city has a well-organized police force which makes it one of the safest cities in India.

Tirupati is known for its famous pilgrimages.

Safest Places to Live

Ragova MGB Nandi Gardens, Prakruthi Ira, Marg Vishwashakthi, Happy Grand Meadows, etc are some recommended safest places in Tirupati..

Dehradun

This city is the capital of Uttarakhand. Its crime rate is below the national average.

Dehradun is known as a peaceful city. It is also considered one of the safest places.

Safest Places to Live

Dharampur Nehru Colony, Rajpur Road, Hathibarkala Indra Nagar, etc. is the safest place to live in Dehradun.

Jaipur

This city has less crime compared to other cities of similar size in India.

Jaipur people are warm and friendly by nature.

Hawa Mahal is an iconic landmark of Jaipur. The Palace of Winds is a translation of the name Hawa Mahal.

Safest Places to Live

Jaisinghpura, Indira Gandhi Nagar, Niwaru Road, Govindpura Kardhani Scheme, Choki Dhani, etc are the most affordable and safe places in Jaipur..

What is PPF Account?

All people can invest tax-free through the Public Provident Fund (PPF) savings plans. The government launched the program to promote people's investing and saving behaviors. The system was first announced on June 15, 1968, via GSR 1136. Since then, numerous changes have been made. A new scheme has now been announced by the government, according to G.S.R. 915(E), dated December 12, 2019.

• A ₹1,50,000 maximum deposit is allowed in a fiscal year, with a ₹500 minimum requirement.
• From the third to the sixth fiscal year, a lending facility is offered.
• Annual withdrawals are allowed starting with the seventh fiscal year.
• After fifteen complete financial years have passed since the account's opening, it matures.
• With new deposits, the account can be extended after maturity for an unlimited number of 5-year blocks.
• Following maturity, interest can be accumulated at the current rate on an ongoing basis, provided no additional deposits are made.
• There is no court ruling or decree that could lead to the attachment of the funds in the PPF account.
• Under Income Tax Act Section 80-C, deposits are deductible.
• Section 10 of the Income Tax Act exempts the interest earned in the account from income tax.

Overview of Public Provident Funds 

2.1 Eligibility for Public Provident Funds

Any authorized bank, post office, or nationalized bank may open PPF accounts. Form 1 must be submitted along with the necessary paperwork and the required minimum deposit in order to start a PPF account.

2.2 Can I open two PPF accounts? 

Under the PPF plan, a person is only allowed to register one account in his name. Furthermore, a person may register a single PPF account in the name of each juvenile or mentally ill person for whom he is the legal or natural guardian. It should be mentioned that any guardian of a kid or someone mentally ill may only open one account in their name. It is not possible to open joint accounts under this scheme 

2.3 Repercussions for not making the required minimum payment into the account

The account will be deemed canceled if the depositor does not make the required number of deposits in the subsequent years. However, if the minimum yearly deposit of Rs. 500 is paid for each year of default, together with a penalty of Rs. 50 for each year of default, the account can be reopened during its maturity period. The amount that the investor deposits in the account will not be increased by the amount of the fee.

The account holder will only be permitted to open a new account following the account's closure upon maturity if their PPF account is deemed abandoned. Additionally, the facility for loans and partial withdrawals shall not be available. 

The amount in the closed account will still accrue interest at the rate that is periodically relevant to the scheme, even if it is not reopened.

PPF Withdrawal Guidelines

When is it possible to withdraw money?

Only five years from the end of the year the account was opened may money be taken out of the PPF account prior to maturity. If a juvenile or someone mentally incompetent opens the account, withdrawals can be made whenever it's convenient for them, as long as they're still alive.

Maximum amount that can be taken out

A maximum of 50% of the balance in the account's credit at the end of the year immediately prior to the withdrawal or at the end of the previous year, whichever is smaller, may be taken from the PPF account.

If the account has received deposits after maturing, the total amount of withdrawals made throughout the five-year block period cannot exceed 60% of the credit balance at the beginning of the block period. One may choose to make this withdrawal in one lump sum payment or in yearly installments. However, no more withdrawals will be permitted if the account user decides to keep the account open without making any more deposits. 

How Can I Take Out My PPF Amount?

The Form 2 application must be submitted. On the other hand, the guardian must provide a certificate if the withdrawal is made from the account on behalf of a minor or someone who is not of sound mind.

Additional circumstances

Before submitting an application for such a withdrawal, the account holder must refund any outstanding debt, including interest, if any has been acquired against the account;

The withdrawal option is only accessible once a year; withdrawals cannot be performed from accounts that have been closed or from account extensions in which the account holder chooses not to make any more deposits.

Is it possible for a Non-Resident to open a PPF account?

It was forbidden for non-residents to invest in the PPF under the prior structure. Nothing in the new plan forbids non-residents from doing anything. Therefore, anyone can choose to use this program, resident or not.

However, in order to open an account under the plan, the applicant needs to submit Form 1, which certifies that they are an Indian citizen living in the country. It is uncertain if Section 2(v)/2(w) of the FEMA Act or Section 6 of the Income-tax Act will be used to determine this residential status.

Therefore, the applicant will not be permitted to sign such a declaration if he is a foreign national or a non-resident of India (as defined by both Acts). Therefore, Form-1 will prevent a non-resident citizen from signing and submitting the application in Form 1, even when the scheme's limitation has been removed. Unlike the previous scheme, if the account holder becomes a non-resident at any point after choosing it, he will not have to cancel the accounts and only need to submit a declaration to an accounts officer stating his change in residency.

Source - https://www.tumblr.com/bricksnwallbusiness/739836395658543104/what-is-the-public-provident-fund-scheme?source=share

 

Under Construction Flats are Beneficial for investing?

These days, real estate is a hot subject. With new styles and stunning architecture dotting the city, the real estate sector has risen to its zenith since the pandemic. There are many of options for homeowners, ranging from opulent to eco-friendly apartments. One of the most crucial things that homeowners think about when purchasing a property is the cost. This may occur for a number of reasons. Moving into a new flat may be an exciting time for homeowners since it means they are embarking on a new chapter in their lives. However, purchasing Under Construction Apartments is also a wise move. Under construction properties are more reasonably priced than completed projects.

Why Should You Purchase Under-Construction Apartments?

For those who are prepared to wait, under-construction properties make sense as investments or possible homes. These homes typically have low pricing, and buyers can eventually benefit from market appreciation. A well-informed choice would centre on the developer's track record, the area, and the calibre of the building. The hidden expenses related to under-construction properties, such as property taxes, maintenance fees, and loan interest, are some other things to take into account. The low starting price and appreciation result in extremely large returns.

Affordable Purchase

It's the perfect moment to purchase a property because developers frequently give the cheapest pricing for apartments that are still under construction. Demand and the property's market worth will inevitably rise as the project draws closer to completion. This implies that your returns will be more than if you were to buy a fully developed property.

Profitable Property Investment

One of the greatest options for prospective homeowners and investors is to purchase an apartment that is still under development. As the property appreciates and approaches completion, you can anticipate significant returns on your investment. The flat could be rented out or sold for a profit.Your property might generate a healthy cash flow and a healthy return on resale if it is in a desirable area and the real estate market is expanding.

Flexible Modes of Payment

Flats under development provide flexible payment schedules. The same does not apply to finished products because you have to pay for the entire amount all at once within a short period of time. You can, however, make flexible payments for properties that are still under construction. Homeowners can easily and hassle-free pay a small sum up front and the remaining amount over an extended period of time (until the work is finished).

Simple Access to Discount

Discounts on properties that are still under construction are a common way for developers to reward early investors or homebuyers. Depending on the developer's approach and the state of the market, these discounts may change. By taking advantage of these offers, you can lower your initial outlay of funds considerably and increase your chances of earning a healthy return on your investment.

Modern technology combined with creative architectural design

Current building projects frequently incorporate the most recent advancements in both technology and architectural design. These homes are furnished with opulent, intelligent rooms and are constructed with eco-friendliness and energy efficiency in mind. Being a cutting edge property designer as an investor might make the property more appealing to prospective renters or future homeowners.

Reduced Maintenance Expenses

Purchasing an under-construction flat is similar to purchasing a brand-new home. Modern amenities and materials are often included in new construction, which results in lower initial maintenance expenses. This will result in lower maintenance and repair costs, increasing the financial benefit of your investment.

 Fresh Construction

You can get brand-new construction with under-construction projects. You are the owner of a long-lasting, recently built property. When purchasing a new house, buyers don't have to worry about long-term upkeep costs. When investing a large sum of money to purchase a home, make sure to focus your funds on a property that is still under development because these properties offer more facilities at a lower price.

 In summary

When chances arise in the form of under-construction apartments, it's critical to coordinate your real estate objectives with a respectable developer. Bricksnwall offers a warm welcome to you as we welcome in a prosperous future. Your ideal home is in capable hands, and working with us on your investment path transforms it into more than just a business venture—rather, it becomes a collaboration with a team that embodies assurance in creating the real estate of the future. With so much to offer, our luxurious flats and apartments provide inhabitants with a homely, luxurious and convenient living environment.

A Comprehensive Guide to Building Stairs in accordance with Vastu Shastra

A set of guidelines for building a staircase in a home is recommended by the ancient Hindu architectural discipline known as Vastu Shastra. The flow of positively in the home can be unobstructed if staircase Vastu is implemented in accordance with the specified set of guidelines. Additionally, Vastu says that the right staircase can obstruct the flow of bad energy throughout your home. Let us guide you through the Vastu staircase placement in this post to achieve the highest possible positive vibration. 

Placing Steps in accordance with Vastu 

According to Vastu for staircases, the staircase can be positioned both within and outside the home, with several orientations being advised. 

Vastu Interior Staircase 

According to Vastu, the north, west, and south are the best directions to install stairs if you intend to build an interior staircase for your house. According to Vastu, the other western and southern areas of your home might be the second-best choices for the position of the staircase. It is well known that living in these directions improves health. 

Vastu Exterior Staircase 

If you're considering installing an exterior staircase, the optimal placement directions vary depending on which way a house faces: 

Vastu staircase for a north-facing home: west or south 

East or west direction of the staircase Vastu for the east-facing home 

The southwest direction of the staircase Vastu for the west-facing home 

Vastu staircase for a south-facing home: southwest direction 

Vastu Wooden Stairs 

Wooden staircases are thought to bring good fortune to the home. A wooden staircase can help residents succeed financially and open doors to positive. Direction and placement are important factors, thus they should be in line with the Vastu of the staircase. According to Vastu, a staircase should face north, northeast, southeast, and east. 

Stairs on the First Floor Huge 

Vastu is significant for homes, even duplexes. Everything, living or dead, emits energy. In India, duplex homes with reasonably priced amenities are the newest representation of elegance and grandeur. Vastu is used in the internal staircase of the duplex home. A duplex house's interior staircase should be positioned towards the northwest, southwest, and South direction.

Step Count in a Staircase according to Vastu 

A staircase's step count should always be irregular (17, 19, or 21). There should never be an even or zero at the end of the steps. The average individual places his or her right foot at the beginning of the step when climbing upstairs, which is why the step should never conclude with an even number. Whether moving upstairs or downstairs, the motion should finish with the right foot planted. 

Colour of Stairs according to Vastu 

Vastu dictates that staircases should have light, neutral colours like tan, beige, blue, green, and grey. Applying dark hues like red and black is not a good idea because they can draw bad energy. Colours that are light and neutral will draw in good vibes and lift the spirits of those who live there. Dark hues have the ability to draw in or produce unfavourable vibrations in stairwells.   

Making Use of the Space Beneath the Stairs according to Vastu 

Any empty area beneath the staircase should be used for storage, according to the Vastu of the staircase. A puja room, kitchen or bathroom should not be built in the area beneath the steps. Setting up your workspace is not advised at all. The space should be used to store household goods. According to Vastu, storing pricey and significant objects under the stairs, like jewellery, can result in financial loss. This area is suitable for storing old shoes and other junk because it doesn't cause any harm and keeps your home tidy.   

Lift and Stairs according to Vastu 

Both a stairwell and an elevator are meant to move. The recommended and favoured direction, as per the Vastu specialists, is northwest. Nonetheless, a lift's entrance and exit doors have to face either east or north. Since Bramha Sthan lives in the centre of the house or building, placing life and a staircase there would have a detrimental impact on the occupants. 

Vastu staircase for an east-facing home 

According to Vastu Shastra, the interior staircase of a house should face west, southwest, or south. The people who live in these directions are renowned for receiving the most positive vibes. According to Vastu, building a staircase should never be done in the northeast direction. For prosperity, the movement should be in a clockwise direction. 

Vastu staircase for a west-facing home 

The stairway Vastu states that the stairway for a home facing west must go from north to south or from east to west. That being said, the northeast corner of your west-facing home is not a good site to put a staircase. Your home's northeast corner will undoubtedly push its owner into bankruptcy and cause them to suffer financial losses. The house's central square cannot be the location of the staircase. Additionally, a storeroom might be built out of the empty area beneath the staircase. According to Vastu, the inside staircase of a house should rotate in a clockwise manner. 

Septic Tank Beneath the Stairs For a west-facing home, the north and northwest are the ideal directions for a septic tank. However, according to Vastu Shastra, the southwest, southeast, and northeast corners of your home are not the best places to install a septic tank for the stairs. 

In Conclusion 

Vastu is an ancient Hindu architectural practice that suggests location and design concepts for homes. You must build your home in accordance with Vastu. For the house to be prosperous and to unleash positivity, the staircase must adhere to the Vastu of the staircase. A staircase that conforms to the Vastu staircase can improve residents' health and lead to financial success.